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Tuesday 12.11.2018

National Application Center :: pay for college

Plan, explore, and apply to college using these great tools.

My EFC Estimator

What is the EFC Estimator?

The EFC Estimator or Preliminary Aid Information System (PAIS) is designed to allow high school and college students (freshman through senior) access to estimated student financial aid eligibility information through an easy to use electronic system. By completing this worksheet, the student will receive information about his or her Expected Family Contribution (EFC) and estimated eligibility for grants and loans. It is important to know that there may be other aid programs for which the student is eligible. Also, there are circumstances that can cause the student's eligibility for financial aid to differ substantially, such as high parent or student assets.

PAIS Is Not an Actual Financial Aid Application

The use of PAIS does not constitute an actual application for financial aid. To receive an official award of financial aid from a college or university, the student MUST complete the application process beginning with the submission of the Free Application for Federal Student Aid (FAFSA). The FAFSA is available from high school or community college counselors, and must be completed and mailed after January 1, 2018, for the student to be considered for all aid programs for the 2018-2019 academic year. Eligibility for some aid programs is contingent upon meeting a specified deadline.

Eligibility for Financial Aid

Eligibility for financial aid is the amount that remains after the student's expected family contribution is subtracted from the cost of education.

What Will This Program Do?

Once you have entered your response to the last question, this program will tell you the student's estimated expected family contribution and the likely amount of grants and/or loans the student would receive. (Financial aid eligibility criteria are subject to legislative changes which may affect the estimate provided.)

Students should not eliminate any college under consideration as a result of this estimate. Instead, keep all college options open and discuss any financing concerns directly with college financial aid officials.

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